Bank Chat 2025
Community Bank Risk Professionals Training & Networking
April 14 & April 15
Monday, April 14 | 8:45 am - 4:45 pm
Tuesday, April 15 | 9:00 am - 3:00 pm
Nashville, TN
TBA Barrett Training Center
(211 Athens Way #100, Nashville, TN)
All Risk Professionals
All officers and staff responsible for managing critical risks of a community bank.
Agenda & Presentation Resources
With insight from our thought leaders and lessons learned, attendees will learn the proactive steps banks are taking—or should take—to mitigate threats and seize opportunities. Presentation slide decks and resources that are available for download are linked below in the agenda overview.
Monday, April 14
- Blue Ocean Strategies – Navigating Headwinds & Charting Unique Paths to Success with Chris Black, CEO (Thread Bank) & Scott Gupton, EVP/COO (INSBANK) | Click here for slide deck.
- Reading the Tea Leaves: Anticipating Crypto, DeFi & CBDC in 2025 with Kevin Tran, Partner (Nelson Mullins) | Click here for slide deck.
- Regulatory & Legislative Update with Colin Barrett, President/CEO (Tennessee Bankers Association/TBA)
- AI: Practical & Safe Uses for Anyone with Nick Schuster, National Sales Director (Cash Transactions, LLC) | Click here for slide deck and click here for the AI Prompting Guide.
- Lunch & Learn | Focus: Prioritizing What Matters Most in Cybersecurity with Jeremy Hopwood, President/CEO (5ironCyber) | Click here for slide deck.
- Third Party Partnerships for Strategic Growth & Innovation with Jen Saylor, Senior Director (Credit Karma); Joe Webb, Managing Partner (The SERO Group); Rob Ruff, Vice President (Strongpay)
- Breakouts 1
- ERM: Developing a Risk-Aware & Culture-Driven Risk Management Framework with Ginger Devine, EVP/Chief Risk Officer (Citizens First Bank) & Regina Phillips, Compliance Director (Raymond James Bank) | Click here for slide deck.
- Interest Rate Risk – Strategy/Impact of Proper Loan & Deposit Call Report Coding with Jake Thurman, Senior Consultant; Michael Finley, Manager; Julie Longabach, Manager; Josh Strickland, CPA, Shareholder (Saltmarsh) | Click here for the call report codes worksheet.
- Breakouts 2
- Credit Cycle Roundtable – Impact of the Election with Michael Finley, Manager; Paul Allen, CPA, CGMA, Director; Josh Strickland, CPA, Shareholder (Saltmarsh)
- TPRM Roundtable: Which Vendors Do You Love? (bankers only) with Jason Keith, CIA, CISA, Senior Technology Risk Consulting Manager & Kristen Stogniew, Esq., CFE, Shareholder (Saltmarsh)
Tuesday, April 15
- Breakouts 1
- Beyond Compliance: Essential Strategies for Community Development Identification & Reporting (CRA) with Lorraine Faust, CRCM, Director of Fair Lending/Fair & Responsible Banking (Saltmarsh) & Brian Waters, President/COO (findCRA) | Click here for slide deck.
- Regulatory Future Proofing with Jason Keith, CIA, CISA, Senior Technology Risk Consulting Manager (Saltmarsh)
- Breakouts 2
- Fair Lending: You Ran the Analysis, Now What? with Lorraine Faust, CRCM, Director of Fair Lending/Fair & Responsible Banking (Saltmarsh); Ginger Devine, EVP Chief Risk Officer (Citizens First Bank); Josh Beasley, VP/Compliance Director (Wilson Bank & Trust) | Click here for slide deck.
- Securing Payments: Strategies to Combat Fraud and Errors with Susann Goar, CAFP, Sallie O’Brien, AAP, APRP & Michael Maricelli, CIA, CISA, AAP, Senior Consultants (Saltmarsh); Madison Beale, Fraud Manager (Wilson Bank & Trust)
- Building Your Team: Lessons and Tools for Growth and Succession Planning moderated by Kristen Stogniew, Esq., CFE, Shareholder & Paul Allen, CPA, CGMA, Director (Saltmarsh); Tim Skelton, BSA Officer (Wayne County Bank); Natasha Simmons, BSA Officer (PCB Bank); Ginger Devine, EVP/Chief Risk Officer (Citizens First Bank); Carrie Birkie, VP/Risk Operations Officer (Commercial Bank & Trust Co); Colleen Brinker, SVP/BSA Officer (Republic Bank & Trust)
- MasterClass: Inside the Fraudster’s Mind (A Strategic Deep Dive into Deception & Defense) with Jonathan Turner, ACFE Regents, Chief Ethics & Compliance Officer (Avanos Medical) | Click here for slide deck.
- The Future of Risk Management & Auditor/Consulting Partnerships in Banking moderated by Kristen Stogniew, Esq., CFE, Shareholder (Saltmarsh)
BankChat FAQs
Enjoy the event even more by staying overnight with us at the brand new Residence Inn Nashville Metro Center (251 Venture Cir, Nashville, TN 37228)! We have a room block for Sunday, April 13, through Tuesday, April 15, for $139/night. Last day to book is Monday, March 31, however, the block may sell out. Click here to book (group code "SB1SB1A").
Yes! ABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. Saltmarsh BankChat 2025 has been approved for up to 10 CERP, 9.5 CRCM, and 3 CAFP credits (breakout session attendance dependent). This statement is not an endorsement of this program or its sponsor. Certified professionals will report these credits at aba.csod.com.
Up to 11 Technical Business CPE credits are available for CPAs (breakout session attendance dependent).
The agenda will elevate everyone in strategy and risk management. Depending on the bank, that could include the C-suite over executive, financial, credit, compliance/BSA, operations, internal controls/fraud, and/or business line managers or staff looking to stay current with risks and opportunities in their respective areas.
Full refunds will be issued if cancellation requests are received by March 14, 2025. No refunds will be permitted for cancellations after March 14, 2025. Cancellation requests must be in writing via email. "No shows" are not refundable. We recommend sending a substitute if you can no longer attend BankChat. If a substitution is not possible, contact seminars@saltmarshcpa.com for cancellation assistance.
Speakers Behind BankChat

CEO | Thread Bank
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Michael Barton
Chief Operating Officer
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Angela Brooks
Chief Financial Officer
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Angela Brooks
Chief Financial Officer
Highlight your team member's unique expertise, experience, and interests. Keep this concise yet engaging, showcasing their professional journey, and the valuable skills they bring to the table.
What Bankers Say About BankChat...
"I enjoyed the small group setting and the ability to have open candid conversations with others that are in similar positions."
"BankChat topics are diverse and comprehensive, the speakers excellent, and the Saltmarsh group is professional and fun!"
"I highly recommend attending as the networking opportunity was wonderful and the things I learned were very impactful for my role."